Non-Consensus Investing. Founder of @lumidawealth. ex-Wall St. Markets and philosophy. NYC & Exeter alum. Dad of 3. Disproving the EMH one day at a time.
Cite asCryptoQuant has tracked the directional calls on AAPL by @ramahluwalia on X since Mar 2026: not yet scored on AAPL (as of Nov 11, 2026).
2 AAPL calls on record, a thin history.
Relative view by default: fewer than 30 AAPL calls or days on record.
Sentiment timeline shows relative sentiment within this analyst's history. A perma-bull showing 8 bullish : 2 bearish in a bear market sets that as their baseline. If you notice any errors, claim @ramahluwalia to submit corrections.
Hover the chart to read the thesis of that period · click a day to pin it
"Buy Other People's Pain" If you buy what all the hedge funds sold off, you'll do pretty well in one year. The HFs themselves will be buying it back too. What did they sell? AI stocks. Momentum factor. Would also not be suprised if Jensen-Gate were to mark the bottom. That news is irrelevant. When Steve Jobs announced he was stepping down as CEO of $AAPL, that created a buyable opportunity in the name.
View original →FACTORS ALL THE WAY DOWN Take a look at these factors. Notice how Size and Profitability has done quite well and is now overbought. This was the safe haven. Think names like $AAPL. Now look at the other categories. They are oversold. These are categories like: Semis, Defense, Financials, Utilities, and Industrials. I do expect mid-terms are a type of market cleaaring event. So, selling 'size and profitability' and owning categories with positive earnings revisions and momentum is a good idea. There is no sign of economic weakness, nor are valuations at all in bubble territory.
View original →Every few quarters, I make a note when Google is absurdly cheap and when Apple is absurdly expensive. Now is one of those latter times. (The Mag 7 complex including Apple was a safe haven as interest rates moved higher. Higher semi prices either hurt margins, or cause price increases that consumers need to absorb.) $AAPL
View original →TODAY'S FSD NOTES: - Programming Your Kids With Whiplash (0:26) - Tesla Roadster: Alien Technology? (1:04) - Hands-On With Meta's Muse (4:54) - Agent Orchestration: The Big Unsolved Problem (6:26) - 100 Agents vs. 1,000 Agents (10:40) - Russian Bot Farms and Twitter Traffic (11:13) - Graphic Designers Get Hit Twice (14:00) - The Fight for the Primary Desktop (15:38) - Apple as a Barometer (17:25) - Brad Gerstner's Tough Questions for Jensen (19:08)
View original →TODAY'S FSD NOTES: - Tuesday Check-In: Nobel Week, Midterms, and Banks (0:07) - Introducing "Experience Market Fit" (0:43) - What Bank Lending Tells You About the Economy (1:00) - The Fed Survey Worth Bookmarking (1:43) - The Midterm-Year Market Pattern (1:59) - The Four-Year Presidential Cycle (2:44) - What Happens the Year After Midterms (3:02) - Tax-Loss Harvesting Season (3:20) - A Date to Circle on Your Calendar (3:42) - Markets, Gridlock, and Policy Change (4:10) - Product Market Fit vs. Experience Market Fit (4:16) - Go-to-Market Fit and the Growth Flywheel (5:00) - The AI Personal Assistant Land Grab (5:33) - Revisiting the Alexandr Wang Interview (6:00) - What Do You Mean by "Product"? (6:12) - Meeting Customers in Their Channel (6:56) - Apple, Master of Experiences (7:19) - Apple Health Records (7:40) - VCs Still Talking Products (8:05) - Bank Earnings Report Card (8:19) - The Mortgage-Sensitive Banks (8:27) - Goldman Sachs and Volatility (8:55) - Should Goldman Team Up With a Commercial Bank? (9:30) - Lessons From Marcus and Domain Money (9:54) - Why Go-to-Market Is Hard (10:15) - Go-to-Market Velocity vs. Technical Velocity (10:29) - Anxious Consumers, Strong Numbers (10:48) - Grok Reads the Bank Earnings (11:17) - JPMorgan's Consumer Bank ROE (12:32) - Loan Growth vs. Defaults (13:05) - What VCs Should Learn From a Bank (13:50) - A Story From a Hotel Front Desk (14:35) - Willingness to Pay vs. Ability to Pay (15:40) - Lending Against Motorcycles (15:53) - Why "Creditas" Means Trust (16:12) - This Year's Economics Nobel and Rational Expectations (16:32) - Are We All Underestimating AI? (17:14) - Meta's New Model Goes After Claude (17:26) - Alexandr Wang and Meta's Puzzle Division (18:02) - Pitching Puzzles to Zuck (19:12) - Google Goes After Adobe and Higgsfield (19:50) - Is Nvidia the Sovereign AI Play? (20:26) - Nemotron and Nvidia's Naming Fun Fact (21:05) - Nvidia, Anthropic, and the Pentagon (22:48) - Jensen's Million-Token Dig at Google (24:06) - The Mag 7 Coming at Each Other (24:35) - Is Experience Market Fit a Moat? (24:48) - Agents vs. Computers (25:02) - What to Look For in the Anthropic S-1 (25:27) - Buffett on Adjusted EBITDA (26:22) - Adjusted EBITDA, Applied to Body Weight (26:57) - Skill as a Moat (27:20) - Michael Jordan, the Bulls, and Elon's Superpower (27:44) - Be So Good You Can't Be Ignored (28:18) - Higgsfield, Whisperflow, and Go-to-Market Skill (28:31) - The Age of Ultra Competition (29:25) - Why AI in Financial Services Is a Big Deal (29:42) - JPMorgan's Crown Jewel (30:19) - Why Wall Street Keeps Running to Wealth Management (30:33) - James Gorman's Morgan Stanley Playbook (30:52) - Running Morgan Stanley on Three Pieces of Paper (31:49) - McKinsey vs. Silicon Valley for Talent (32:08) - What Investment Bankers Actually Do (32:40) - JPMorgan's Edge in M&A Financing (33:41) - Sizing JPMorgan's Consumer Bank (34:51) - Triple-Triple-Double-Double vs. JPMorgan (35:47) - Can AI Chase That Opportunity? (36:01) - The Main Message on the Economy (36:21)
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